12/08/13 - News

Khel Ka Maidan - 8th December 2013

Khel Ka Maidan - 8th December 2013

23:59

Apna Apna Gareban - 8th December 2013

Apna Apna Gareban - 8th December 2013

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Hasb-e-Haal - 8th December 2013

Hasb-e-Haal - 8th December 2013

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Khabar Naak - 8th December 2013

Khabar Naak - 8th December 2013

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On The Front - 8th December 2013

On The Front - 8th December 2013

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Aapas Ki Baat - 8th December 2013

Aapas Ki Baat - 8th December 2013

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Sawal Yeah Hay - 8th December 2013

Sawal Yeah Hay - 8th December 2013

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Tahreek E Insaf Ka Drone By Saleem Safi

Tahreek E Insaf Ka Drone By Saleem Safi

05:21

How to apply for prime minister loan scheme 2013

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<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEghAg6_clal3u2YCe7er-s0Uy0_yzaabCFkMPs9lL2tz0FlsfFWDZOM2y9nvXxTVe0v80HDIuPYxWpa3Yo8U40utKi57o6rh0n4sQovaCRL-nZSi6XyEvuZoZ4-xPx6WtGPAt7VcENeoA_Y/s1600/640x361xPrime-Minister-Nawaz-Sharif-Youth-Schemes-2013.jpg.pagespeed.ic.aZDzn_TwMY.webp" imageanchor="1" style="background-color: white; clear: left; float: left; font-family: Helvetica, arial, sans-serif; font-size: 14.666666984558105px; line-height: 23px; margin-bottom: 1em; margin-right: 1em; text-align: center;"><img border="0" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEghAg6_clal3u2YCe7er-s0Uy0_yzaabCFkMPs9lL2tz0FlsfFWDZOM2y9nvXxTVe0v80HDIuPYxWpa3Yo8U40utKi57o6rh0n4sQovaCRL-nZSi6XyEvuZoZ4-xPx6WtGPAt7VcENeoA_Y/s1600/640x361xPrime-Minister-Nawaz-Sharif-Youth-Schemes-2013.jpg.pagespeed.ic.aZDzn_TwMY.webp" /></a><br />
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<span style="background-color: white; color: #555555; font-family: Helvetica, arial, sans-serif; font-size: 14px; line-height: 23px;">Step by Step process to Apply for the Loan Scheme 2013. </span></h2>
<span style="background-color: white; color: #555555; font-family: Helvetica, arial, sans-serif; font-size: 14px; line-height: 23px;">1) Download the Application Form, Print it and Fill it. Download. or you can get it from Following Banks, There is no cost of application form. National Bank of Pakistan (NBP) First Women Bank (FWBL) -<br />                                              </span><a href="http://www.smeda.org/files/LOAN_APPLICATION_FORM.pdf"><img border="0" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEg8xSX_isgqSfD2DXpp9jLkWFyNn2yTU12vOhcuRFrnJf_DZZy-6ET6IddDcYlovDz1U2Ra5ijgRLFKsj3OKdcX4wtURr-l8y7U-F5j0FiIplMDtU4e770hrTLTHn6bKnPXpVdgw5O_Mtho/s1600/205x70xdownload-pm-loan-form.jpg.pagespeed.ic.E794f2oW8Q.webp" /></a><br />
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<strong style="border: 0px; font-family: inherit; font-size: inherit; font-style: inherit; font-variant: inherit; line-height: inherit; margin: 0px; padding: 0px; vertical-align: baseline;">2) One personal guarantee required – No other security</strong><br />
Following individuals can provide guarantee for the loan applicants:<br />
Government Servant of BPS 15 or above, OR<br />
Any other individual having net worth of 1.5 times of the loan amount applied for.<br />
Net worth is total assets (Moveable or immoveable) in the name of the individual minus any liabilities such as loans from banks or other individuals.<br />
No, Blood Relatives’ guarantee is usually not acceptable to the Banks.</div>
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<strong style="border: 0px; font-family: inherit; font-size: inherit; font-style: inherit; font-variant: inherit; line-height: inherit; margin: 0px; padding: 0px; vertical-align: baseline;">3) You are required for 10% of the loan amount as Borrowers Capital</strong></div>
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<strong style="border: 0px; font-family: inherit; font-size: inherit; font-style: inherit; font-variant: inherit; line-height: inherit; margin: 0px; padding: 0px; vertical-align: baseline;">4) If you are a bank defaulter, you are ineligible. You cannot apply for loan</strong></div>
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<strong style="border: 0px; font-family: inherit; font-size: inherit; font-style: inherit; font-variant: inherit; line-height: inherit; margin: 0px; padding: 0px; vertical-align: baseline;">5) Following documents are required along with loan application form.</strong></div>
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a) 1 Recent Passport size photograph of the applicant<br />
b) Photocopy of Applicants CNIC<br />
c) Photocopy of Guarantor’s CNIC<br />
d) Basic Borrowers Fact Sheet (Part A of form)<br />
e) Guarantor’s Information (Part B of form)<br />
f) Copy of SMEDA Pre-feasibility Study or Applicant’s own prepared Business Plan / Feasibility / Project Proposal</div>
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After Fulfilling All Above Requirements.</h2>
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Submit Loan applications can be submitted in all branches of following banks</div>
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National Bank of Pakistan (NBP)</div>
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First Women Bank (FWBL)</div>
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Rs 100 has to be paid as processing charges to participating Banks at the time of form submission 15 days are required by participating banks to process the loan.</div>
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The bank will inform you about through letter / telephone call / SMS/email.TheSMS will come from PMYouthProg or 80028 PMO websitewww.pmo.gov.pk). Confirmation from any other number / source should not be relied upon.</div>
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Loan Amount is up to Rs. 20 Lack (Rs.100000/= – Rs. 20,00000/=) Maximum Loan under this scheme is Rs. 20 Lack.</div>
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Total No. of loans to be given are 100,000 for Year 2013-14</div>
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After you Get Lone Start Working on your Business.</h2>
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<li style="border: 0px; font-family: inherit; font-size: inherit; font-style: inherit; font-variant: inherit; font-weight: inherit; line-height: inherit; margin: 0px; padding: 0px; vertical-align: baseline;">First Loan installment will be due after one year of loan disbursement</li>
<li style="border: 0px; font-family: inherit; font-size: inherit; font-style: inherit; font-variant: inherit; font-weight: inherit; line-height: inherit; margin: 0px; padding: 0px; vertical-align: baseline;">Sometimes businesses have problems. All loan beneficiaries are advised to give their best to make their business successful. It is also advisable to keep your banker informed of any problems, which may affect your ability to repay loan and seek technical guidance. SMEDA and the banks have been directed to put in place system of periodic guidance to the entrepreneurs in running their businesses successfully.</li>
<li style="border: 0px; font-family: inherit; font-size: inherit; font-style: inherit; font-variant: inherit; font-weight: inherit; line-height: inherit; margin: 0px; padding: 0px; vertical-align: baseline;">Mark-up Rate is 8% p.a.</li>
<li style="border: 0px; font-family: inherit; font-size: inherit; font-style: inherit; font-variant: inherit; font-weight: inherit; line-height: inherit; margin: 0px; padding: 0px; vertical-align: baseline;">The maximum tenor of the loan is 8 years, including 1 year’s grace period. The tenor will depend upon the nature of business, pattern of income and repayment capacity.</li>
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